health insurance
What Happens If Your Health Insurance Sum Insured Gets Exhausted Mid-Year?
Exhausting your health insurance sum insured mid-year due to high medical bills does not make your policy invalid. Features like restoration benefits, cumulative bonus cover, or secondary policies can still help pay subsequent hospitalisation expenses under policy conditions.
Cashless vs Reimbursement Health Insurance Claim: Steps, Deadlines and Mistakes to Avoid
Cashless vs reimbursement health insurance claim: steps, deadlines, IRDAI's 1-hour and 3-hour rules, documents and what to do if your claim is rejected.
Pre-Existing Disease Waiting Period in Health Insurance: IRDAI Rules, Timeline and Claim Tips
Pre-existing disease waiting period explained: IRDAI's 3-year cap, 5-year moratorium, portability rules and how to avoid claim rejection in India.
Corporate vs Personal Health Insurance: Which One Works Better for Your Budget?
Many people rely solely on the health insurance policy provided by their employer. But according to expert, this may not be enough. He explains that even on a limited budget, a retail health policy, a super top-up, and proper planning can protect against the major risk of medical expenses.
