Bahra University - Shimla Hills

Personal Finance

Credit Score Benefits: Why maintaining a high score is vital even without loans

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May 13, 2026

Financial experts warn that ignoring your credit profile can lead to serious hurdles during emergencies; discover why a strong score is your most valuable asset even if you have no immediate plans to borrow money.

Big Changes Coming for Credit Card Users: 5 Key Income Tax Rules Start April 1, 2026

Missed Your Credit Card Due Date? RBI’s New Rule Offers A 3-Day Grace Period

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April 29, 2026

In a major relief for credit card users, the Reserve Bank of India has introduced a three-day grace period for bill payments. Banks can no longer levy late fees immediately after the due date, providing consumers a much-needed buffer to manage their monthly financial obligations.