Personal Finance
Corporate vs Personal Health Insurance: Which One Works Better for Your Budget?
Many people rely solely on the health insurance policy provided by their employer. But according to expert, this may not be enough. He explains that even on a limited budget, a retail health policy, a super top-up, and proper planning can protect against the major risk of medical expenses.
SEBI Proposes New Mutual Fund-PMS Category, Lowers Entry Bar to ₹25 Lakh
The Securities and Exchange Board of India has proposed a Mutual Fund-Portfolio Management Services (MF-PMS) category. The framework reduces the minimum investment threshold to ₹25 lakh, lowers capital requirements for managers, and eases compliance to widen access for mass-affluent investors.
Credit Score Benefits: Why maintaining a high score is vital even without loans
Financial experts warn that ignoring your credit profile can lead to serious hurdles during emergencies; discover why a strong score is your most valuable asset even if you have no immediate plans to borrow money.
Missed Your Credit Card Due Date? RBI’s New Rule Offers A 3-Day Grace Period
In a major relief for credit card users, the Reserve Bank of India has introduced a three-day grace period for bill payments. Banks can no longer levy late fees immediately after the due date, providing consumers a much-needed buffer to manage their monthly financial obligations.
