Bahra University - Shimla Hills

Digital Payments

Google Pay UPI Circle: How to Transfer Money Without a Bank Account

Google Pay UPI Circle: How to Transfer Money Without a Bank Account

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April 11, 2026

GPay UPI Circle setup: Google Pay introduces a new ‘Pocket Money’ feature via UPI Circle, allowing primary users to authorize dependents for digital payments. Learn how to set up secondary users and manage spending limits effectively.

RBI MPC Faces High-Stakes Balancing Act Amid Surging Oil Prices and Geopolitical Tensions

RBI New Digital Rules: 1-Hour Hold for Transfers and New Kill Switch Feature

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April 10, 2026

The Reserve Bank of India has proposed a major overhaul of digital payment security, introducing a cooling period for high-value transfers, an emergency kill switch to block accounts, and specialized protection layers for senior citizens to combat rising cyber fraud.

RBI Implements Stricter Two-Factor Authentication for Digital Payments from April 1

RBI Implements Stricter Two-Factor Authentication for Digital Payments from April 1

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March 30, 2026

RBI New Payment Rules: The Reserve Bank of India (RBI) is implementing stricter two-factor authentication (2FA) for digital transactions from April 1, 2026. OTP alone will no longer be sufficient; biometrics or a dynamic PIN will be mandatory for UPI and card payments.