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Personal finance India

cashless vs reimbursement health insurance claim process flowchart

Cashless vs Reimbursement Health Insurance Claim: Steps, Deadlines and Mistakes to Avoid

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September 29, 2026

Cashless vs reimbursement health insurance claim: steps, deadlines, IRDAI's 1-hour and 3-hour rules, documents and what to do if your claim is rejected.

emergency fund for freelancers in India three layer plan

Emergency Fund for Freelancers in India: How Much You Really Need

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September 29, 2026

Emergency fund for freelancers in India: calculate your number from expenses, split it into 3 layers, and build it on irregular income. Examples included.

pre-existing disease waiting period timeline in health insurance India

Pre-Existing Disease Waiting Period in Health Insurance: IRDAI Rules, Timeline and Claim Tips

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September 29, 2026

Pre-existing disease waiting period explained: IRDAI's 3-year cap, 5-year moratorium, portability rules and how to avoid claim rejection in India.

Indians Turn to Gold Loans as Role of Household Jewellery Shifts

Indians Turn to Gold Loans as Role of Household Jewellery Shifts

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August 19, 2026

Driven by high gold prices, digital access, and simple processes, Indian households are increasingly using gold loans for planned expenses like business and education, with NBFC gold loans surging nearly 70% year-on-year in June 2026.

CBI Arrests Fugitive in ₹2,672-Crore Bank Fraud After UAE Extradition

CBI Arrests Fugitive in ₹2,672-Crore Bank Fraud After UAE Extradition

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May 2, 2026

Kamlesh Parekh, a promoter of Kolkata-based Shree Ganesh Jewellery House, was brought back from the UAE and arrested by the CBI on May 1 in connection with an alleged massive fraud involving 25 banks led by SBI.

Mutual Fund SIP Inflow AMFI March Data: Equity Inflows Surpass ₹40,000 Crore as SIPs Hit Record High

AMFI March Data: Equity Inflows Surpass ₹40,000 Crore as SIPs Hit Record High

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April 17, 2026

Mutual Fund SIP Inflow: Investor confidence remains resilient despite global volatility, with Flexi Cap funds leading the charge and monthly SIP contributions scaling an unprecedented peak of ₹32,087 crore in March 2026

Different Views on Tax Law Are Not ‘Tax Terrorism’: Sources After Tiger Global Ruling

Supreme Court DA Verdict: States Cannot Discriminate Against Pensioners

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April 11, 2026

Supreme Court decision on DA for pensioners: In a landmark ruling, the Supreme Court has dismissed appeals by the Kerala Government, affirming that Dearness Allowance hikes must be equal for both active employees and retirees to ensure constitutional equality.

Google Pay UPI Circle: How to Transfer Money Without a Bank Account

Google Pay UPI Circle: How to Transfer Money Without a Bank Account

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April 11, 2026

GPay UPI Circle setup: Google Pay introduces a new ‘Pocket Money’ feature via UPI Circle, allowing primary users to authorize dependents for digital payments. Learn how to set up secondary users and manage spending limits effectively.

8th Pay Commission: JCM Demands OPS Restoration and Major Policy Reforms for Govt Employees

8th Pay Commission: JCM Demands OPS Restoration and Major Policy Reforms for Govt Employees

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April 2, 2026

8th Pay Commission Update 2026: The National Council (JCM) has formally submitted its demands to the 8th Pay Commission, prioritizing the restoration of the Old Pension Scheme (OPS).

Zero Tax up to ₹12.9 Lakh, New Income Tax Regime 2026-27 Slabs and Key Changes Explained

Zero Tax up to ₹12.9 Lakh, New Income Tax Regime 2026-27 Slabs and Key Changes Explained

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April 2, 2026

New Income Tax Rules 2026: Starting April 1, salaried employees can enjoy zero tax on income up to ₹12.9 Lakh under the New Tax Regime. Learn about the new ₹75,000 standard deduction, the Income Tax Act 2025 overhaul, and how to choose between the New and Old regimes for maximum