PF Interest : Check Your PF Account Balance Now: Has 8.25% Interest Been Credited?

July 12, 2025 12:01 PM

PF Interest : Check Your PF Account Balance Now: Has 8.25% Interest Been Credited?

EPF Interest Credit 2025: If you are a salaried employee and your PF is deducted, this news is crucial for you. The Employees’ Provident Fund Organisation (EPFO) will complete the process of crediting 8.25% interest to all account holders this week.

According to Labour Minister Mansukh Mandaviya, interest has already been credited to 32.39 crore accounts, and the remaining accounts will also receive it by the end of this week.

The government approved the 8.25% interest rate for 2024-25 in May 2025. This return is currently better than most fixed-income schemes, especially for long-term savings aimed at retirement.

Check Your PF Balance Online via the EPFO Portal

ou can easily check your EPF account balance through the EPFO website. You will need your Universal Account Number (UAN) and password for this. Follow these steps:First, visit the EPFO website. Click on “Our Services” and then “For Employees.” Select “Member Passbook,” enter your UAN and password to log in, and choose your “Member ID” to view your balance and interest.

Also Read: How to take a personal loan? Know the interest rates.

Check Your Balance Using the UMANG App

If you prefer using a mobile app, you can also access your PF account information through the UMANG app. Here’s how:Download the UMANG app, go to “All Services,” and select “EPFO.” Under “Employee Centric Services,” click on “View Passbook,” and you will see your account balance and transaction details.

Check Your Balance with a Missed Call

If you don’t have a smartphone or prefer not to use apps and websites, checking your PF balance with a missed call is simple. Your mobile number must be registered and activated on the UAN portal, and at least one KYC (like Aadhaar, PAN, or bank account) must be linked to your UAN.

Follow these steps:Give a missed call from your registered mobile number to 9966044425. The call will disconnect after two rings, and you will receive an SMS with your PF balance and last contribution details shortly.

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Get Information Instantly via SMS

If you want to know your balance via SMS, this method is also very easy, but your eKYC must be complete, your UAN must be active, and it must be linked with Aadhaar, PAN, and your bank account. You can only send the SMS from your registered mobile number.

Here’s how:Send an SMS to 7738299899 with the message: EPFOHO UAN HIN. Replace “UAN” with your 12-digit UAN, and “HIN” is for Hindi. You can also use “ENG” for English or “MAR” for Marathi.

Check Now If Your PF Interest Has Been Credited

If you want to know whether the 8.25% interest has been credited to your PF account, use any of the easy methods mentioned above to get the information immediately. The interest credit is a vital part of your long-term savings, and this fixed return from EPFO is very helpful for retirement planning.