Start Investing with Just ₹1,000: Post Office KVP Scheme Promises to Double Your Money
The Post Office Kisan Vikas Patra scheme offers a guaranteed way to double your money. With a 7.5% annual interest rate, a lump sum investment of ₹5 lakh grows to ₹10 lakh over a maturity period of 115 months.
Corporate vs Personal Health Insurance: Which One Works Better for Your Budget?
Many people rely solely on the health insurance policy provided by their employer. But according to expert, this may not be enough. He explains that even on a limited budget, a retail health policy, a super top-up, and proper planning can protect against the major risk of medical expenses.
Health Insurance Buying Guide: 5 Key Things to Check Before Buying a Policy
When buying health insurance, a low premium and a large cover alone are not enough. Policy conditions can have a major impact at the time of a claim. On a Business Today show, Aditya Shah explained that room rent limits, co-payment, disease-specific limits, and hospital networks must be clearly understood.
Emergency Cash Withdrawal: Comparing Mutual Fund, EPF, NPS, and PPF Timelines
In an emergency, quick liquidity matters as much as returns. While Mutual Funds offer the fastest redemptions in 1 to 3 days, EPF, NPS, and PPF follow specific withdrawal rules, timelines, and verification procedures.
Karur Vysya Bank Hikes Loan Interest Rates: EMI Set to Rise for Home, Car, and Personal Loan Borrowers
Karur Vysya Bank has revised its Marginal Cost of Funds Based Lending Rates (MCLR) upward across all tenures, effective August 22, 2026. The interest rate hike will lead to higher EMIs for existing floating-rate retail loan borrowers.
Indians Turn to Gold Loans as Role of Household Jewellery Shifts
Driven by high gold prices, digital access, and simple processes, Indian households are increasingly using gold loans for planned expenses like business and education, with NBFC gold loans surging nearly 70% year-on-year in June 2026.
SEBI Proposes New Mutual Fund-PMS Category, Lowers Entry Bar to ₹25 Lakh
The Securities and Exchange Board of India has proposed a Mutual Fund-Portfolio Management Services (MF-PMS) category. The framework reduces the minimum investment threshold to ₹25 lakh, lowers capital requirements for managers, and eases compliance to widen access for mass-affluent investors.
RBI revises guidelines for bank boards; strategic and risk management issues to get more focus from October 1
The Reserve Bank of India has issued revised guidelines for bank boards to ensure better utilization of their time on strategy and risk governance. Effective October 1, 2026, the new norms require boards to clearly define matters for approval and periodically review delegated powers.
Do You Need Life Insurance After 60? The Math Behind a 30-Year Retirement Plan
With rising life expectancy and climbing medical costs, experts say life insurance remains essential for senior citizens past the age of 60. Far from being an unnecessary expense after retirement, it serves as a critical tool to ensure financial independence and dignified living during the twilight years.
Get ₹2 Lakh Life Cover for Just ₹436; Know Registration, Claim Process
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) offers an affordable safety net for India's low-income and unorganized sector workers. For an annual premium of just ₹436, the government-backed social security scheme provides a life cover of ₹2 lakh, securing millions of vulnerable families against sudden financial crises.
